Account and Service Fees
Learn more about the service charges, fees, and balance requirements for our consumer deposit accounts.
| Checking Accounts | Service Charges |
|---|
| TotalView Checking | |
|---|---|
| Monthly Service Charge | $25 |
| Requirements to Refund Monthly Service Charge | Maintain a $15,000 average daily balance in eligible consumer checking accounts, AND make at least one direct deposit or bill payment per statement cycle, AND any one of the following:
|
| View and print the TotalView Checking Account Service Fee Guide | |
| SmartView Checking | |
|---|---|
| Monthly Service Charge | $15 |
| Requirements to Refund Monthly Service Charge | At least one direct deposit or bill payment per statement cycle AND one of the following:
|
| View and print the SmartView Checking Account Service Fee Guide | |
| FirstView Checking | |
|---|---|
| Monthly Service Charge | $0 |
| View and print the FirstView Checking Account Service Fee Guide | |
| Savings Accounts | Service Charges |
|---|
| Money Market Savings | |
|---|---|
| Combined balances¹ of $5,000 or more | No charge |
| Combined balances¹ of less than $5,000 | $9 per month |
| Traditional Savings | |
|---|---|
| Daily balance of $250 or more all quarter | No charge |
| Charge for each withdrawal exceeding six per quarter, if your average daily balance for the quarter is less than $250 | $2 |
| Minimum Opening Deposits | |
|---|---|
| Checking | $50 |
| Savings | $50 |
| IRA Accounts | $100 |
| Add-On CD | $500 |
| CD | $1,000 |
| Other Fees & Services All fees below are standard. Please see product-specific information for exceptions. | |
|---|---|
| Dormant Fee: Imposed on checking accounts with balances under $5,000 if there have been no deposits or withdrawals in 1 year. Savings accounts are not assessed a dormant fee. | $5 per month |
| Trust Standard ATM Usage Fees: When you use your Trust Standard debit card for deposits, cash withdrawals and most balance inquiries in a Trust Standard ATM in the United States. | No charge |
| Non-Trust Standard ATM Usage Fees: If you use your Trust Standard debit card in a non-Trust Standard ATM in the United States. Additional fees will apply for international use and may vary. If you use your Trust Standard debit card in a non-Trust Standard ATM, the owner of that ATM (or the network it uses) might also surcharge you to use its machine. | $3 for each account transaction and each balance inquiry |
| QuickStatements®: Printout of your last ten transactions and available balance from a Trust Standard ATM. | $2 each |
| Overdraft Fee (item paid into overdraft) | $35 each |
| Charge Back Check Fee: Charged for each item you deposit into your account (for example: a check from a third party) that is then returned to us unpaid. | $16 each |
| Stop Payment Requests | $37 each |
| Statements | |
|---|---|
| eStatements: Receive and review your account statements online. | No Charge |
| Paper Statements: If you choose to receive your checking account statement in the mail with front-only images of your checks. Savings accounts are not charged a paper statement fee. | $2 per month |
| Digital Banking | No charge |
| Bill Pay Online | No charge |
| Mobile Banking | No charge |
| Cashier's Check | $8 |
| Legal Action Processing Fee | $100 |
| Account Research and Records | $3 per item |
| Statement Printout | $2 per request |
| Domestic Wire Transfers | |
|---|---|
| Incoming | $15 |
| Outgoing | $25 |
| International Wire transfers | |
|---|---|
| Incoming | $15 |
| Outgoing | $55 |
