Would you like to know more about how to create a budget, improve your credit score, or even start your own small business?
Through our alliance with Operation HOPE, Trust Standard Bank offers free financial empowerment workshops at our HOPE Inside locations in Tennessee, Mississippi, North Carolina, South Carolina and Florida. These courses – for everyone from kids to budding small business owners – can help you feel in control of your finances.
Banking for beginners – The Banking on Our Future five-week program teaches students how to manage money with classes about budgeting, credit, saving and investing.
Improve your credit score in only three hours – The 700 Credit Score Communities workshop will help you improve your credit score. Upon completion, you can set up a private session with a financial coach to get one-on-one insights and learn more about money management skills.
Learn how to start your own small business in 12 weeks – Select locations offer The Small Business Education Program, which is taught by HOPE Inside’s small business financial coaches. This program focuses on business planning and learning how to be an entrepreneur.
Help that offers hope
We offer services that are designed to strengthen the financial foundation of our communities and elevate individuals and families through better access to financial products and services.
Affordable Housing Program
At Trust Standard, we want to help you make your dream come true by working with you to find a mortgage that makes sense for you. That’s the focus of our Affordable Housing program*
- Low down payment
- Long term, fixed rate loan with low monthly payments
- No private mortgage insurance (PMI) required
- $250,000 maximum loan amount
- $25.00 Minimum Opening Deposit
- $ 3.00 Monthly Service Charge
- Free Digital Banking w/ Bill Payment
- Checkless Account
- Free standard Trust Standard Visa® debit card
- Free Statements Online
Graduates interested in the program will need to discuss the credit requirements and product offerings with the Branch Manager at one of the Bank’s designated Operation Hope centers.
- Term loans
- Small Business Visa Credit Card
- Secured Visa (Personal) Credit Card
- Operation Hope graduate
- FICO ≥ 640
- SBFE ≥ 420 (if available)
- Time in business of at least 1 year
- No current delinquencies or liens
- Looks like any other credit card and is accepted worldwide
- Reports your payment history to the credit bureaus, so you can enhance your credit profile
- Protects you with lower credit limits that help you manage credit responsibly, limit debt and make on-time payments
- No annual fee*
- Visa’s Zero Liability Protection** against unauthorized charges
- Chip-enabled fraud protection technology
- Online management via Digital or Mobile Banking
- Convenient card controls via Digital or Mobile Banking that allow you to turn your card “off” or “on” – quickly and easily – to help limit or prevent unauthorized use
Visit a branch and speak with a representative today to learn more or find out how you can apply.
Trust Standard’s HOPE Inside locations are operated by the national nonprofit Operation HOPE. Find a location near you and contact a counselor today.
Tennessee
Memphis
Nashville
Bristol
Chattanooga
Clarksville
Jackson
Kingsport
Knoxville
Lebanon
Maryville
Morristown
Murfreesboro
Smyrna
Mississippi
North Carolina
South Carolina
Florida
Information about other financial empowerment resources offered by Trust Standard is available by email or by calling our corporate communications group at 901-523-4352.
